Terms of Service
Effective date: October 20, 2026
Operator and acceptance
This website is operated by Grace Otieno, doing business as Kutana Wealth. By using this website, you agree to these Terms of Service. If you do not agree, please discontinue use.
Information and services
Kutana Wealth provides information about financial education, retirement considerations, insurance-related strategies, business development, and related consultation opportunities. Availability, scope, and eligibility for particular services vary.
No individualized advice through website content
Website articles, videos, questionnaires, and general materials are for educational purposes and do not by themselves constitute individualized investment, tax, or legal advice. Consult qualified professionals about your circumstances. Any insurance recommendations or transactions are subject to applicable licensing, product eligibility, carrier requirements, and documentation.
No guarantees
Financial products and strategies involve conditions, costs, risks, limitations, and potential tax consequences. We do not guarantee financial performance, returns, tax treatment, eligibility, approvals, or specific results. Any product-specific guarantees, if applicable, depend on the claims-paying ability of the issuing insurer and governing contract terms.
Consultations and submissions
Submitting a form or booking a consultation does not establish a fiduciary, advisory, attorney-client, or insurance coverage relationship. Do not assume that a policy is in force or coverage is bound until the appropriate insurer confirms it under applicable procedures.
Accuracy and permitted use
You agree to provide accurate information and not misuse the website, attempt unauthorized access, or interfere with its operation. We may change, suspend, or discontinue website features.
Intellectual property
Unless otherwise indicated, the website content, branding, and original materials belong to Kutana Wealth or their respective owners. You may use them for personal, noncommercial informational purposes but may not republish or exploit them without permission.
Third-party links and platforms
The website may link to third-party services, including scheduling, social media, and insurer resources. We are not responsible for their independent content, privacy practices, or availability.
Description of SMS use cases
Submitting an inquiry may result in communications responding to that inquiry or concerning an appointment. Promotional communications require any consent applicable under law. Marketing text consent is optional and not a condition of purchasing services.
Carrier liability disclaimer
To the extent permitted by applicable law, the website is provided on an as-available basis without warranties regarding uninterrupted access or accuracy. Nothing in these terms excludes rights or liabilities that cannot lawfully be excluded. Any additional limitation-of-liability provision should be reviewed by counsel before publication.
Governing law
These terms are intended to be governed by the laws of Texas, subject to any mandatory consumer protections and applicable federal law.
Optout instruction
You can cancel the SMS service at any time. Simply text "STOP" to the same number that sent you messages. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you
Customer support contact
If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or reach out directly to [email protected] or call 972.338.5585 during business hours.
Message and data rates
Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your service usage and appointment schedule. For questions about your text plan or data plan, contact your wireless provider.
Age restrictions (18+)
You must be 18 years or older to participate in our SMS program.
Updates and contact
We may update these terms by posting a revised version. Questions about these terms can be directed to the verified contact information below.
Contact information
Business: Kutana Wealth (DBA of Grace Otieno)
Website: kutanawealth.com
Email: [email protected]
Location: Dallas, Texas